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We work with businesses of all sizes and industries—including retail, restaurants, eCommerce, and service-based businesses. Whether you’re a startup or an established brand, we tailor payment solutions to meet your needs.
Most merchants are set up and ready to process payments within 24 to 48 hours after approval. We’ll walk you through every step to make onboarding fast and easy.
Absolutely. We provide dedicated, U.S.-based customer support to help with any issues, whether it’s a technical glitch or a question about your statement.
Our systems allow you to accept all major credit and debit cards, EMV chip cards, contactless payments, and ACH payments. We also offer eCommerce and invoicing solutions.
In many cases, yes! We’ll evaluate your existing terminals or POS system to see if they’re compatible. If not, we offer affordable, up-to-date hardware options.
Yes! We provide integrated solutions that let you accept credit card payments online, at your physical store, or anywhere using mobile devices.
A POS system lets you accept payments in person using a terminal or tablet. Our POS solutions are fast, secure, and easy to use.
With our mobile payment options, you can process credit card payments using your phone or tablet—perfect for events, deliveries, or remote services.
Absolutely. We use top-level encryption and PCI-compliant systems to ensure all online transactions are safe and secure.
Not at all! Our all-in-one platform makes it easy to manage online, in-store, and mobile payments from a single dashboard.
Interchange pass-through pricing means you pay the actual cost set by card networks (like Visa or Mastercard) plus a small, transparent markup. It’s the most cost-effective and honest pricing model—no hidden fees or inflated rates.
Absolutely! We specialize in helping businesses of all sizes, including startups and small local shops. We’ll tailor a solution that fits your needs and budget.
Yes! We offer flexible solutions for in-store, online, and mobile payment processing. No matter how your customers pay, we’ve got you covered.
Nope. We believe in ethical and straightforward service. That means no long-term contracts, cancellation penalties, or surprise fees.
At ACCPHI, we combine over 25 years of industry experience with a commitment to transparency, affordability, and personalized service. Led by owner Barbara Springer, our company values strong relationships and ethical business practices. We work hard to provide you with the most cost-effective, reliable, and easy-to-use payment solutions—so you can focus on growing your business.
Discover the lowest rates with true interchange pass-through pricing—no hidden fees.
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